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Mortgage Solutions

We know that every homebuyer’s situation is unique. That’s why we offer a variety of loan programs to fit your needs, whether you’re buying your first home, upgrading, refinancing, or investing. Here’s a quick guide to the most popular options:

Conventional Loans

A flexible option for buyers with strong credit and a stable income. Conventional loans often offer competitive rates and can be used for primary residences, second homes, or investment properties.

FHA Loans

Designed for first-time buyers or those with smaller down payments, FHA loans offer lower credit requirements and make homeownership more accessible.

Jumbo Loans

For high-value properties that exceed conforming loan limits. Jumbo loans allow you to finance luxury homes while keeping competitive rates.

VA Loans

Available to veterans, active-duty service members, and certain military spouses. VA loans often require no down payment or private mortgage insurance, making homeownership more affordable.

Investment Property Loans

For buyers looking to purchase rental or investment properties. These loans can help you grow your real estate portfolio with the right financing structure.

Other Options

We also provide guidance for USDA loans, refinance programs, and other specialized loan types. No matter your situation, we’ll help you choose the right program.

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Thank you for choosing us — we’re honored to guide you on your home financing journey!

From understanding loan options to closing your home, we make financing simple and stress-free.

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Kai Su (中/粵/台)

Mortgage Specialist

Kara Su (中文)

Mortgage Specialist

Fred Levine 

Team Lead

          804-274-8225

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Serving clients nationwide & across the U.S.

(excludes AL, IL, MA, NY, NJ, OH) 

 

Office Locations:

4099 Foxwood Dr. Suite 108, Virginia Beach, VA 23462

4860 Cox Rd #200, Glen Allen, VA 23060

Kai Su, NMLS ID#2679514, Kara Su, NMLS ID# 2617237, Fred Levine, NMLS ID# 188051, nmlsconsumeraccess.org, VA Wholesale Mtg., Inc., NMLS ID# 1911247, 4099 Foxwood Dr., Ste 108, Virginia Beach, VA 23462, (800)244-4132, we support equal housing opportunity. "For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.”The Department of Veterans Affairs recognizes VA Wholesale Mortgage as a Veteran-Owned Company in partnership with the Virginia Values Veterans Program. The Secretary of Labor has awarded VA Wholesale Mortgage the Platinum Medallion Award for hiring and retaining Veterans.  VA Wholesale Mortgage is not affiliated with or acting on behalf of or at the direction of the government or the Dept. of Veterans Affairs.

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