Privacy Policy
Last Updated: 10/22/2025 KKSU Mortgage Team at VA Wholesale Mortgage (“we,” “our,” or “us”) values your trust and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and safeguard your information in compliance with the Gramm-Leach-Bliley Act (GLBA) and other applicable U.S. privacy laws. 1. Information We Collect We collect information to provide mortgage-related services and respond to your inquiries. This may include: Personal Identifiers: Name, email address, phone number, and mailing address. Financial or Property Information: Basic details you may choose to provide about your income, property, or loan goals. Website Usage Data: Information collected automatically, such as IP address, browser type, and site activity via cookies or analytics tools. Communication Data: Records of correspondence when you contact us. We do not intentionally collect sensitive data (such as Social Security numbers or bank account details) unless specifically required for a licensed mortgage application process. 2. How We Use Your Information We may use your information to: Respond to your inquiries or service requests. Connect you with a licensed mortgage professional. Provide educational or promotional materials you opt to receive. Maintain website performance and security. Comply with legal, regulatory, and compliance obligations. We do not sell your information. 3. Information Sharing and Disclosure Under the Gramm-Leach-Bliley Act, nonpublic personal information may only be shared as permitted by law. We may share limited data with: Lending partners or licensed loan officers assisting with your inquiry. Service providers that perform business or technology functions on our behalf (e.g., website hosting, analytics, or email). Regulatory or law enforcement agencies, when required by law. All third parties are required to maintain the confidentiality and security of your information. 4. Safeguarding Your Information We maintain administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, disclosure, or misuse. Only authorized personnel may access nonpublic personal information for legitimate business purposes. 5. Your Choices and Rights You may: Request access or correction of your personal data. Opt out of marketing communications at any time by following the unsubscribe link or contacting us directly. Request deletion of your information where legally permitted. To make a request, please contact us at the email below. 6. Cookies and Tracking Technologies We use cookies to enhance site functionality, analyze traffic, and personalize content. You can disable cookies in your browser settings, but some features may not work as intended. 7. Links to Third-Party Sites Our website may contain links to third-party websites. We are not responsible for the content, privacy, or security practices of those external sites. 8. Children’s Privacy Our website is not directed toward individuals under 18, and we do not knowingly collect information from minors. 9. Updates to This Policy We may update this Privacy Policy periodically to reflect changes in practices or legal requirements. Updates will be posted on this page with a new “Last Updated” date. 10. Contact Us If you have questions about this Privacy Policy or how we handle your personal information, please contact us at: KKSU Mortgage Team at VA Wholesale Mortgage Email: kksu.mortgage@gmail.com Phone: 804-274-8225