Loan Calculator

A simple way to estimate your mortgage eligibility is to calculate your total monthly home expenses, including principal and interest, property taxes, home insurance, and HOA fees (if applicable).

General loan guidelines recommend that total monthly mortgage payments should not exceed 50% of pre-tax monthly income. You can divide your monthly income by half to get your budgeted monthly payment, and then use a mortgage calculator to estimate your acceptable home price.

This is a preliminary estimate; the actual loan approval will depend on creditworthiness, debt, and loan terms. For a more accurate assessment, please feel free to contact Kai or Kara.

「試算結果僅供參考，實際利率與條款以最終審核為準。」